Financial Aid Guide

The Dream Careers - Financial Aid Guide includes some of the best resources available to you to aid your participation in our Internship Program. We have found that most or our participants are eligible for financial aid. The information below will guide you through the process of financing your Internship Program with Dream Careers.

Should you need any assistance at any time please contact us at your earliest convenience:

  • If you are already enrolled in our Internship Program, please contact your assigned Participant Advisor.
  • If you have not yet enrolled, please contact your assigned Enrollment Advisor or contact us directly at:


Your University’s Financial Aid Office: As a Dream Careers participant, you will receive course credit from Menlo College, an accredited four-year university affiliated with Dream Careers. This credit could be transferable to your university. I encourage you to check with your advisor to see if you are eligible to receive credit for the internship that you select through Dream Careers. If you can receive credit, we can secure your financial assistance for our program directly through your University’s Financial Aid office.

Here are a few examples of how we can work with your University to help you earn additional course credit:

  1. Research Paper: 3-6 credits, depending upon the length and the research required. Your home university determines all requirements and grading.
  2. Academic or Reflective Journal: 1-3 credits. This requirement is typically a writing assignment structured around a predetermined theme or a simple reflection of your participation in your internship and the seminars offered by Dream Careers. This may involve regular submission or a submission at the end of the internship program. Structure, presentations and grading to be determined by your home university.
  3. Case Study: 1-3 credits. This is an in-depth examination of an organization and its response to a problem, crisis or organizational change. Students may be required to conduct informational interviews to complete the analysis as determined by the home university.

Sponsorship: Many students finance their participation by reaching out to immediate family, extended family and family friends to ask for donations to support their summer plans. This form of "sponsorship" has been surprisingly successful for those students who can express how truly valuable they feel this experience will be toward their futures.

> Download sample Sponsorship Letter

Pre-/Post-program Employment: As a Dream Careers program is only eight weeks long, most students have at least four weeks of summer before and after the program. Working in paid jobs during these times can help to offset program expenses.

Refer a Friend Program: Do you want to help your friends secure great internships and join the Dream Careers Program? You can be compensated for joining the Dream Careers team on your campus. Call us to learn more - 800-251-2933.

Important Loan Information

Dream Careers would like to give you helpful loan information to help you secure enrollment and your internship with our program. Below you will find detailed information on how to begin the search for a private loan, a variety of third-party lending partners, and private loans available from banking providers. You will find an overview of the application process as well as answers to common questions below. While most of your questions can be answered by the loan provider’s website and phone support, please feel free to contact us if you have any questions.

If you decide to apply for a loan, please call us before submitting your application so that we know you are interested in securing your spot in one of our internship programs. This way we can confirm that there will be a space for you when you decide to enroll.

What is a Private Loan?

Private loans are primarily designed to fill the gap between what you have in the form of scholarships, grants, federal loans and any other contributions you are making to pay for education and what you still need to cover the full cost. Private loans can be used to cover all education and education-related expenses. That includes tuition, room and board, books, transportation, housing, and supplies.

How much should you borrow?

Option 1 - Partial Loan: You may elect to seek less than the full cost of the program if you have some funds available to cover a portion of the total cost.

Option 2 - Full Loan: You may seek a loan for the total cost of the program.

Sample Loan Calculation

New York Summer Program

  • Program Tuition - $8,799
  • Estimated Additional Expenses - $1,000 (flight, entertainment expenses, shopping, etc.)
  • Total Loan Amount: $9,499

Select the University you are enrolled in now or previously graduated from. Please note that you should NOT select "Dream Careers." You will be asked for your current status at your University; you are not recognized as a student at Menlo College earning academic credit until the program begins.

Should I use a co-borrower?

A co-borrower is someone who, along with the primary borrower, accepts responsibility for repaying a debt.

Freshmen, sophomores, and international students must apply with co-borrowers. Juniors and seniors may apply as sole borrowers, however using a co-borrower will almost always improve your chances of approval and the overall loan costs.

Juniors and Seniors must meet the following guidelines to apply as sole borrowers*:

  • Two years of verifiable credit history
  • Two years of verifiable work experience (4 summers would work)
  • Five years of residency in the United States

*If you do not meet the above requirements, you must apply with a co-borrower.

Recommended Private Loans and Scholarship Options

Financial aid for your Dream Careers experience can be obtained by your banking provider or private lenders. We recommend that you call a customer service line about loan information to begin this process.

For your banking or third party provider’s reference:

  • your loan would help fund a study abroad internship in your select city
  • you will be receiving course credit through an affiliated college located in Northern California
  • the funds will be used to help finance the program tuition cost

Upstart Personal Loans


  • Founded by ex-Googlers to offer a low-interest rate for personal loans.
  • Complete your application online in 2 minutes.
  • The next day you can choose to accept the rates. If so, you receive your money the next day.

Prosper Loans

  • Low-interest lending provider with rates starting as low as 5.9% APR
  • Easy online application and checking your rate will not affect your credit score.

Discover Student Loans


  • Up to 100% of school-certified college costs are covered
  • Apply for a private student loan to help you pay for college and earn points for maintaining good grades.



  • Crowdfunding website to help you achieve your career goals. 




  • Here is another crowdfunding website that our students have had success with.
  • Post your goal and send it to your friends, family, and relatives.


  • Scholarship search engine to help you find grants and scholarships for college and programs like ours.