Dream Careers Global Internship Programs

Financial Aid Guide

The Dream Careers - Financial Aid Guide includes some of the best resources available to you to aid your participation in our Internship Program. We have found that most or our participants are eligible for financial aid. The information below will guide you through the process of financing your Internship Program with Dream Careers.

Should you need any assistance at anytime please contact us at your earliest convenience:

  • If you are already enrolled in our Internship Program please contact your assigned Participant Advisor.
  • If you have not yet enrolled please contact your assigned Enrollment Advisor or contact us directly at:

Resources

Your University’s Financial Aid Office: As a Dream Careers participant, you will receive course credit from Menlo College, an accredited four-year university affiliated with Dream Careers. This credit could be transferable to your university. I encourage you to check with your advisor to see if you are eligible to receive credit for the internship that you select through Dream Careers. If you are able to receive credit, we can hopefully secure your financial assistance for our program directly through your University’s Financial Aid office.

Here are a few examples of how we can work with your University to help you earn additional course credit:

  1. Research paper: 3-6 credits, depending upon the length and the research required. All requirements and grading are determined by your home university.
  2. Academic or Reflective Journal: 1-3 credits. This is usually a writing assignment structured around a predetermined theme or simple reflection of your participation in your internship and the seminars offered by Dream Careers. This may involve regular submission or a submission at the end of the internship program. Structure, submissions and grading to be determined by your home university.
  3. Case study: 1-3 credits. This is an in-depth examination of an organization and its response to a problem, crisis or organizational change. Students may be required to conduct informational interviews in order to complete the analysis as determined by home university.

Sponsorship: Many students finance their participation by reaching out to immediate family, extended family and family friends to ask for donations to support their summer plans. This form of "sponsorship" has been surprisingly successful for those students who are able to express how truly valuable they feel this experience will be toward their futures.

> Download sample Sponsorship Letter

Pre-/Post-program Employment: As a Dream Careers program is only eight weeks long, most students have at least four weeks of summer before and/or after the program. Working in paid jobs during these times can help to offset program expenses.

Sign up to become a Campus Marketing Intern: We have hired campus marketing interns at over 150 schools to promote our programs on their campuses. If you are interested in this position, please contact Jessica Larkin at jessica@dreamcareersinc.com. Compensation is based on results and can be applied to the Dream Careers program; however, seeking alternative financial options is highly encouraged.

Important Loan Information

Dream Careers would like to give you helpful loan information to help you secure enrollment and your internship with our program. Below you will find detailed information on how to begin the search for a private loan, a variety of third-party lending partners, and private loans available from banking providers. You will find an overview of the application process as well as answers to common questions below. While most of your questions can be answered through the loan provider’s website and phone support, please feel free to contact us if you have any questions.

If you decide to apply for a loan, please contact us before submitting your application so that we know you are interested in securing your spot in one of our internship programs. This way we can confirm that there will be a space for you when you decide to enroll.

What is a Private Loan?

Private loans are primarily designed to fill the gap between what you have in the form of scholarships, grants, federal loans and any other contributions you are making to pay for education and what you still need to cover the full cost. Private loans can be used to cover all education and education related expenses. That includes tuition, room and board, books, transportation, housing, and supplies.

How much should you borrow?

Option 1 - Partial Loan: You may elect to seek less than the full cost of the program if you have some funds available to cover a portion of the full cost.

Option 2 - Full Loan: You may seek a loan for the full cost of the program.

Sample Loan Calculation

New York Summer Program

  • Program Tuition - $8,499
  • Estimated Additional Expenses - $1,000 (flight, entertainment expenses, shopping, etc.)
  • Total Loan Amount: $9,499

Select the University you are enrolled in now or previously graduated from. Please note that you should NOT select "Dream Careers." You will be asked for your current status at your University; you are not recognized as a student at Menlo College earning academic credit until the program begins.

Should I use a co-borrower?

A co-borrower is someone who, along with the primary borrower, accepts responsibility for repaying a debt.

Freshmen, sophomores and international students must apply with co-borrowers. Juniors and seniors may apply as sole borrowers, however using a co-borrower will almost always improve your chances of approval and the overall loan costs.

Juniors and seniors must meet the following guidelines to apply as sole borrowers*:

  • 2 years of verifiable credit history
  • 2 years of verifiable work experience (4 summers would work)
  • 5 years of residency in the United States

*If you do not meet the above requirements, you must apply with a co-borrower.


Private Loan Providers

Financial aid for your Dream Careers experience can be obtained by your banking provider or private lenders. We recommend that you call a customer service line pertaining to loan information to begin this process.

For your banking or third party provider’s reference:

  • your loan would help fund a study abroad internship in your select city
  • you will be receiving course credit through an affiliated college located in Northern California
  • the funds will be used to help finance the program tuition cost

Chase Private Student Loan

1-800-487-4404

 

  • The specific type of Chase Private Student Loan to apply for is the Chase Private Student Loan - Direct to Consumer and not a Chase Select Private Loan.
  • Select "College/University Tuition and/or Expenses" and then choose where your school is located (US or Canada).
  • Select your school and not "Dream Careers."

Alternative Student Loan

1-800-222-7192

 

  • You must attend a community college or a four- or five-year college at least half time and be working toward your degree.
  • You must meet credit criteria designated by the bank.

Wells Fargo Private Student Loan

1-800-378-5526

 

  • Apply for the "Education Connection Loan."
  • This loan does not require your school to certify the amount you intend to borrow. The money will be sent directly to you.

CitiAssist Loans

1-800-STUDENT

 

  • Must be attending a community college or four- or five-year college or university.
  • This loan does not require a cosigner

StudentLoans.com Private Loan

1-800-620-9852

 

  • Private loans through studentloans.com are a fast and easy way to fund your education-related expenses. Private loans are credit-based consumer loans that can be used for any education-related purpose, including books, tuition, room, board, lab fees, and transportation.
  • As a credit-based consumer education loan, applicants must have at least 18 months of established credit history to be approved.  
  • For more information, call 1-800-620-9852 (or call 1-254-297-6476 if you are outside of the US).

CitiAssist Loans

1-800-STUDENT

 

  • The specific type of Citi Student Loan to apply for is the CitiAssist Loans.
  • Select your school and NOT "Dream Careers" or "Menlo College"
 

or

Call (800) 251-2933

 
Questions?